How to Find the Best 12-Month CD Rates in Bethesda, MD: March 2011

When it comes to choosing the best CD account in Bethesda, MD, there are several factors to consider like term length, minimum deposit and most importantly, the interest rate. If you’ve decided on a 12-month CD, it’s important you figure out what the appropriate interest rate for that term length should be in your location.

Of course, you may not have the time and energy to look up all of the rates offered by the banks and credit unions in Bethesda. That’s why you can come to Bethesda Banking Rates where that data has already been compiled and presented for you. So with all of the rates information already at your fingertips, the next step is to determine which rates are really good offers.

Average 1 Year CD Rates in Bethesda, MD

Bethesda Banking Rates pulls rates data from financial institutions within a 50-mile radius of Bethesda. That means you currently have a total of 104 CD accounts with a term length of 12 months (one year) to choose from.

Right now, the highest 12-month CD rate we have on record is 3% APY, while the lowest is 0% APY. The average of these rates and all others available in and around Bethesda is 1.3% APY.

So what can you do with this information? As a general rule, you can compare a CD rate offer against the Bethesda average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

You can also view rates for other term lengths, from six months to 2 years, by visiting the Bethesda CD Rates page.

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Best Bethesda Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
1st Alliance Credit Union 2 Year CD Account	2.00% Date: May 1, 2012 View Rate Details
A. B. & W. Emp. Inc Credit Union 2 Year CD Account	1.50% Date: May 4, 2012 View Rate Details
Municipal Empl Of Balt Credit Union 2 Year CD Account	1.30% Date: May 10, 2012 View Rate Details
Constellation Federal Credit Union 2 Year CD Account	1.26% Date: May 15, 2012 View Rate Details
Hud Credit Union 2 Year CD Account	1.26% Date: May 4, 2012 View Rate Details
167th TFR Credit Union 2 Year CD Account	1.25% Date: May 4, 2012 View Rate Details
City First Bank of D.C., National Association Savings Account	0.20% to 0.15% Date: May 18, 2012
First Eagle Federal Credit Union 6 Month CD Account	0.50% to 0.40% Date: May 18, 2012
Homewood Federal Savings Bank 6 Month CD Account	0.55% to 0.45% Date: May 17, 2012
HSBC Bank USA, National Association 6 Month CD Account	0.15% to 0.10% Date: May 16, 2012
Montgomery County Teachers Credit Union Savings Account	0.10% to 0.05% Date: May 9, 2012
First Citizens 12 Month CD Account	0.20% to 0.15% Date: May 9, 2012

See All Banking Rates